Pricing

Simple pricing for every family

Start for free. Upgrade when you need more groups, storage, or API access. No hidden fees — cancel any time.

For Families & Co-Owners

Basic

Free

For individuals trying out shared ownership.

Get Started
  • 1 group
  • 5 assets
  • 5 members per group
  • Full P&L sheets & ledger
  • Liabilities & net equity
  • Multi-currency support
  • KinCoPilot AI (1 message/day)
  • Document vault
  • CSV export
  • Activity audit log

Plus

$19 /month

For co-buyers and small family partnerships.

Get Started
  • 3 groups
  • Unlimited assets
  • 15 members per group
  • Everything in Basic
  • Document vault (5 GB)
  • CSV export
  • Activity audit log
  • AI portfolio insights (10/mo)
  • KinCoPilot AI (5 messages/day)
  • PDF reports (3/month)
Most Popular

Pro

$39 /month

For multi-generational families and power users.

Get Started
  • Unlimited groups, assets & members
  • Everything in Plus
  • Document vault (10 GB)
  • Unlimited AI insights
  • Unlimited KinCoPilot messages
  • Unlimited PDF reports
  • Priority support

Enterprise

Custom

For family offices, trusts, and institutions.

Contact Us
  • Everything in Pro
  • Custom SLA & contract
  • Dedicated onboarding
  • Custom data residency (EU, AU…)
  • SOC 2 compliance path
  • White-label subdomain
  • Accountant / advisor seats
  • Dedicated support channel

Developer API

Coming Soon

Programmatic access for family offices, advisors, and internal tools. The full API reference is already live — browse the endpoints and data model, and we'll be in touch when access opens up.

Browse API Docs Request Early Access

Frequently asked questions

Is there a free trial?

The Basic plan is free forever — no credit card required. You can upgrade to Plus or Pro whenever you need more groups, storage, or AI capacity.

How does annual billing work?

When you choose annual billing you pay upfront for 10 months and get 12 — that's 2 months free (≈17% off). You'll receive one invoice per year and can switch back to monthly at your next renewal.

Can I change plans later?

Yes. Upgrade or downgrade at any time from your account settings. When upgrading, you're charged a prorated amount for the remainder of the billing period.

What counts as a 'group'?

A group is a single co-ownership arrangement — like a shared vacation home or a family investment pool. Each group has its own members, assets, ledger, and base currency.

Do you have an API?

Yes. Our REST API is live and fully documented at kinco.io/docs. It's a separate product from the consumer app — reach out at [email protected] and we'll get you set up with access.

When should I choose Enterprise?

Enterprise is for family offices, trusts, and institutions that need SOC 2 compliance, custom data residency, a white-label experience, or a custom SLA. Reach out at [email protected] and we will scope a plan that fits.

What payment methods do you accept?

We accept all major credit and debit cards via Stripe. Both monthly and annual billing are available.

Ready to get started?

Create your first group in minutes — the Basic plan is free forever, no credit card required.

Get Started Free